Can I downgrade Amex Platinum Delta Skymiles to No Annual Fee Card ?
First, you have to check your card family, and next, you can contact customer service. You can upgrade or downgrade within the same family of cards. When you want to downgrade your card, you can tell what does not suit you. You can tell them your needs and requirements. Then they will suggest cards according to your needs.
List of American Express Card Families :
Gold, Green, and Platinum cards
These cards don't have a set limit on how much you can spend each month. They're made for people who always pay off their full balance on time. But if you need to, they also give you the choice to pay for things over time instead of all at once. The cards within this family include:
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American Express® Green Card ($150 annual fee).
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American Express® Gold Card ($250 annual fee).
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The Platinum Card® from American Express ($695 annual fee).
AmEx EveryDay Cards
The EveryDay cards from AmEx are more flexible. They give you rewards for everyday purchases and extra rewards for buying groceries.
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Amex EveryDay® Credit Card ($0 annual fee).
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The Amex EveryDay® Preferred Credit Card from American Express ($95 annual fee).
Blue Cash Cards
These cards are great for families or people who buy lots of groceries and gas. You get money back for spending money on different things, like groceries and gas.
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Blue Cash Everyday® Card from American Express ($0 annual fee).
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Blue Cash Preferred® Card from American Express ($0 intro annual fee for the first year, then $95.).
Delta SkyMiles Cards
These cards are meant for people who fly often with Delta Air Lines. They give you lots of perks, like not having to pay for checked bags and getting on the plane first.
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Delta SkyMiles® Blue American Express Card ($0 annual fee).
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Delta SkyMiles® Gold American Express Card ($0 intro for the first year, then $150).
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Delta SkyMiles® Platinum American Express Card ($350 annual fee).
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Delta SkyMiles® Reserve American Express Card ($650 annual fee).
Hilton Honors Cards
These cards are made for people who really like staying at Hilton hotels. They give you special benefits, like getting better rooms and even getting a free night's stay sometimes.
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Hilton Honors American Express Card ($0 annual fee).
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Hilton Honors American Express Surpass® Card ($150 annual fee).
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Hilton Honors American Express Aspire Card ($550 annual fee).
So you can upgrade or downgrade within the same family of cards. For more guidance, you can contact American Express customer service.
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